On The Money

Equity release: who is offering such loans, how do they work and what are the factors you need to consider?

Working hours, pay rates, breaks and tips are all covered by legislation

Buying a car can be a financial headache but, without careful planning, so too can the running costs

When it comes to making money out of money, finding the sweet spot is tricky

Car buyers typically spend far less time considering how to pay for their vehicle than choosing between models

Up to €245m in refund vouchers have been issued but the system still seems geared more to supermarkets than to consumers

How do you calculate your home valuation for paying the Local Property Tax?

Financial Services and Pensions Ombudsman case studies illuminating for anyone considering lodging a complaint

Home care plays vital role filling the gap between family and nursing homes

Equity release can give older people financial peace of mind or the funds for a more comfortable retirement but be careful of the terms and conditions

Funeral expenses can mount quickly at a time when you may be too stressed to notice but there are ways of defraying the bill

Broadband and mobile phone service providers are set to raise prices

Irish electricity prices are the highest in the EU but there are steps you can take to pay as little as possible

New lower Government speed limits are designed to make roads safer for everyone but they can also cut your fuel costs as well as saving on brakes and tyres

Deadline looms on UK offer to buy back up to 17 years of national insurance contributions to qualify for or improve your UK state pension

It’s surprisingly easy to apply for rebates on health expenses, rent, third-level fees, remote working and mortgage interest

As Panda raises its charges again in some parts of the State, now is a good time to try to look at your options

Many of us are overpaying for insuring our cars, here’s how to cut it back

Free dental, optical and aural care is available to more than 2 million people under the State treatment benefit scheme

From when to book flights to car hire, Conor Pope has advice on how to save some money

Revenue figures show roughly one in four PAYE worker is overpaying tax, mostly by failing to claim reliefs to which they are entitled

As thousands of students head off for Christmas, vouchers can be a hassle-free way to show appreciation - just make such you check the small print

The rules on how the Department of Social Protection calculates your pension are changing, so what does that mean for you?

Occasional delivery issues aside, there will be other things online shoppers will have to contend with that can be equally, if not more, problematic, such as taxes

Helping to care for a relative is a big commitment and inevitably a financial strain but there are some ways of reducing the impact on your pocket

A combination of factors can combine to put you slap bang in the middle of the zone where banks will want to give you a better mortgage rate

Mortgage interest tax relief scheme has had surprisingly low take-up. Here’s how to get your money.

Switching gas or electricity provider offers simple savings with no real downside

For many buyers, the decision will come down to price and the gap has been closing dramatically in recent years

The energy upgrade scheme can provide thousands of euro in upgrades leading to a warmer home, lower bills and a more valuable property

Current account charges can catch consumers unawares so is there any way of cutting those costs?

Sometimes more choice does not benefit consumers, and health insurance is a prime example

PTSB and AIB have offered 195,000 investors a chance to cash out of their decimated boom time holdings in the banks

EV running costs will be much lower than for a petrol or diesel car

People will likely be paying at least €1,000 more between now and next September for energy than they did in 2021

Outside basic welfare payments, there are two schemes specifically focused on easing the financial burden on parents of young children

Bank data and online services can tell you when bills are due and if your account is at risk of being unable to meet direct debits

Finding the balance between security, investment and customer experience is something most lenders still need to work on

Getting products to buyers, unexpected charges and scams are just some of the issues for online retail as well as impact on high streets

Views on inheritance tax are determined by politics but it might be better to focus on more practical issues