Mortgages
Fixed, variable or switch? How to make the best choice for your mortgage now
People coming off a fixed rate need to consider their options carefully as interest rates are expected to rise from next week
Are falling loans for home purchase a canary in the property coal mine?
Economic realism starts to weigh on monthly figures published by the banking sector ahead of high profile tech job losses
‘I’ve helped people clear debt for 30 years’ – here’s how to tackle it
Better with Money with Aideen Finnegan
The ‘two good salaries but still broke’ problem: What’s behind it and what can you do?
Tax, children, new mortgage, lifestyle creep or bad planning: the many reasons you can feel the pinch
Up to 37,000 mortgaged households are in high-risk flood zones
Central Bank study highlights financial exposure of households to flooding events
We’re saving for a new house but is keeping our funds in bank deposit accounts foolish?
Uncertainty around when the right house may come up and be secured can complicate the saving versus investing debate
History signals more hawkish central bank response to Iran war price shock
The central dilemma for central banks is whether to address the price shock head-on with rate hikes or try to wait for it to pass
Irish banks account for under half of all loans since 2019
However, institutions provide 88% of mortgages
Pepper plans new revenue lines as era of large loan sales ebbs
New venture to manage unsecured credit banks, utility firms and semistate agencies
Allianz’s healthy dividends from Irish insurance, and how bridging finance works
The best news, analysis and comment from The Irish Times business desk
‘Right to be forgotten’ for cancer patients in insurance market to be enshrined in law
Minister for Transport Darragh O’Brien to outline road transporters support scheme to Cabinet
Fianna Fáil created a middle class but has little to say to a generation unable to join it
With its disastrous housing policies, Fianna Fáil has lost touch with its own successes
I’ve recently come into a lump sum and want to invest it. What should I do?
How to invest: Options for investing a lump sum; long-term saving for children; and whether you should pay down your mortgage before you invest
Leading central banks play for time on interest rate rises
Convulsions in energy markets, often driven by Donald Trump’s posts on Truth Social, are complicating inflation forecasts
Capitalflow enters buy-to-let market to expand €1.2bn loan portfolio
Bunq-owned lender sees €200m opportunity amid increased interest in buy-to-let lending
An estate agent’s guide to bidding on a home in Ireland
Waterford agency owner Regina Mangan gives her advice on navigating the bidding process
More than €17m in payments provided over past two years to people struggling with burial costs
Additional needs payment sees rent supports of €2.36m granted – including €1.37m for rent arrears
Two changes might finally allow credit unions to compete with banks on mortgages
For years, credit unions have been constrained in their ability to compete with banks across the full breadth of financial services
The Irish Times view on bridging finance : a welcome move but care needed
Part of the goal of the Central Bank policy is to make it a bit easier for smaller lenders to enter the bridging market
Does it make sense to walk away from my tracker mortgage rate?
Prospect of rising interest rates in wake of Iran war worries older couple with around five years left on their home loan
Bridging loans: are they a help or a risk for those who are trading down?
The Central Bank has moved to make this kind of finance more accessible, but those availing of it need to read the small print
Credit unions with over €100m of assets more than double in decade
Total assets across the movement have jumped by 55% to €22.5bn but loan-to-asset ratio is still low
Don’t be an April Fool: the mortgage, savings and pension mistakes costing you thousands
Poor budget discipline, leaving savings to underperform and failing to secure best deals on mortgages and insurance will cost you
What should mortgage borrowers do amid forecasts of interest rate hikes?
ICS Mortgages has increased its mortgage costs and the outlook for the market is entirely dependent on the Iran war
Welcome to the strange world of the Central Bank’s new consumer code
New rules leave banks and customers none the wiser on what lenders really must do
‘We love this house, but have less in our pocket every month’: Regrets over big mortgages
It’s all very well having pushing the boat out for an extra bedroom, but your quality of life may suffer
Lagarde warns of price shock from Iran war as ECB keeps rates unchanged
European Central Bank decision comes as renewed inflation worries heighten
Will the ECB hike interest rates much sooner than we had expected?
Central banker Peter Kazimir warns a rate hike may be ‘closer than many people think’ as Iran war sends energy costs higher
Middle East war could drive up mortgage rates, brokers warn
Interest rate for Irish savers also described as ‘appallingly low’, following new Central Bank data
It is about to get easier to switch mortgages
But before we get too excited about these changes, there are some exemptions to the rules
Is a do-er upper a good option for Ireland’s first-time buyers or a money trap?
The availability of people to do the work and not knowing the ultimate cost are the things that terrify potential buyers
Here’s what you need to know about financing a new-build home
Consider Government incentives, mortgage rates and cashback options
Irish mortgage rates fall to lowest level in almost three years
The average mortgage rate in December was 3.5%, down from 3.8% a year earlier, Central Bank data shows
The price of love: you won’t buy a house together with vibes
Money can be a sensitive subject but failure to be open and honest about it can see your relationship heading for the rocks
Home-building slows in January for ninth consecutive month
Department of Housing argues that figures show progress
Dilosk completes €230m securitisation deal on by-to-let loans
Parent of specialist lender ICS Mortgages says offer for residential loans was ‘significantly oversubscribed’
Finance Solutions secures record €1.26bn of mortgage approvals
Company says it aided 4,128 people in buying a home last year
Number of homes built rises by 20% in 2025, ahead of expectations of Central Bank and ESRI
Taoiseach says he wants to see prices moderate, having been fuelled for years by undersupply
Firefighter overpaying mortgage due to fears over effects of pension gap
Aisling Buffini (35) faces mandatory retirement at 62 but cannot draw full pension until 66 due to reforms made in 2013
Irish mortgage drawdowns hit post-crash high as values rise in ‘dysfunctional’ market
About €14.5bn worth of home loans issued in 2025, according to banking industry group
Rent now, buy later: A new model for purchasing a home
Aimed at those who can’t afford to buy, or are without mortgage approval, scheme offers opportunity to move from renter to owner
Property price inflation slowed to 6.6% in the year to November
The highest median price for a dwelling was €677,000 in Dún Laoghaire-Rathdown, with the lowest - €190,000 - in Donegal
PTSB cuts fixed mortgage rates
New rates will see reductions of up to 0.45 of a percentage point on some products
‘Not a silver bullet’: How new short-term loans might impact the Irish housing market
As Bank of Ireland readies its new product for people trading down, we take a look at the return of bridging finance to the Irish market
Mortgage rates fall to lowest in nearly three years as ‘wide variance’ in offerings noted
Entry of Revolut into the market expected to drive down rates for consumers
Looking to borrow or switch your mortgage? Competition between lenders makes now a good time
‘If you’re paying anything over 3.5% on your home loan and have €150,000 or more left on it, you need to have a conversation with a mortgage broker’
Almost 70% of young adults ‘struggle to grasp basic financial concepts’
Consumers’ understanding of pensions, tax relief and insurance improves with age, poll suggests
Colin Hunt: ‘We’ve seen greenwashing. The new phenomenon is greenhushing’
AIB's chief executive on what's ahead for the lender in 2026, from AI's impact on banking to the future of hybrid working
A shudder went through Ireland’s ranks of mortgage holders this week but what does 2026 hold?
ICS Mortgages’ decision to increase interest rates sent a shudder through the market, but are rates really set to rise across the board?
First-time buyer mortgages hitting record levels, says BPFI
But fewer people are seeking mortgages for moving homes than at any point in past decade
ICS Mortgages raises fixed rates as ECB hike fears pushes up market funding
Non-bank lenders are highly exposed to fluctuations in market funding costs
Tens of thousands of mortgage holders failed to take up tax break worth up to €1,250
Officials believe uptake rate for scheme is only about 30 per cent
Rise of non-bank lenders strengthens position of brokers in Irish mortgage market
Digital generation and widening interest rate gap also weakens hold of traditional banks on home loans market, says Doddl.ie CEO
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