Interest Rates
Fixed, variable or switch? How to make the best choice for your mortgage now
People coming off a fixed rate need to consider their options carefully as interest rates are expected to rise from next week
Is Ireland’s housing market finally turning?
Inflation is moderating and higher interest rates are expected but supply remains a challenge on other side of the equation
NTMA plans multimillion-euro bond sale to get ahead of ECB hikes
State’s debt agency cancels planned bond auction later this month as it looks to tap institutional interest in existing bonds
History signals more hawkish central bank response to Iran war price shock
The central dilemma for central banks is whether to address the price shock head-on with rate hikes or try to wait for it to pass
Leading central banks play for time on interest rate rises
Convulsions in energy markets, often driven by Donald Trump’s posts on Truth Social, are complicating inflation forecasts
Does it make sense to walk away from my tracker mortgage rate?
Prospect of rising interest rates in wake of Iran war worries older couple with around five years left on their home loan
How to invest in bonds: pros, cons and the various choices
Active management is more prevalent in bonds which are seen as offering a more stable return than you might expect with shares
Will the ECB hike interest rates much sooner than we had expected?
Central banker Peter Kazimir warns a rate hike may be ‘closer than many people think’ as Iran war sends energy costs higher
Is a do-er upper a good option for Ireland’s first-time buyers or a money trap?
The availability of people to do the work and not knowing the ultimate cost are the things that terrify potential buyers
A new savings scheme for Ireland’s ‘middle classes’: Here’s what we know so far
Simon Harris has pledged a new savings strategy. But what will it mean for Irish savers?
US Fed holds interest rates steady despite continuing pressure from Donald Trump
Two Trump loyalists on Fed board had pressed for a fourth consecutive quarter point cut in rates
Property price inflation slowed to 6.6% in the year to November
The highest median price for a dwelling was €677,000 in Dún Laoghaire-Rathdown, with the lowest - €190,000 - in Donegal
PTSB cuts fixed mortgage rates
New rates will see reductions of up to 0.45 of a percentage point on some products
Bonkers.ie chief: ‘We offer the best way to turn your bills into savings’
Bonkers.ie has moved from being a comparison website to selling products directly to customers, says founder David Kerr
Mortgage rates fall to lowest in nearly three years as ‘wide variance’ in offerings noted
Entry of Revolut into the market expected to drive down rates for consumers
Looking to borrow or switch your mortgage? Competition between lenders makes now a good time
‘If you’re paying anything over 3.5% on your home loan and have €150,000 or more left on it, you need to have a conversation with a mortgage broker’
US prosecutors launch criminal investigation into Federal Reserve’s Jerome Powell
Central bank chairman says grand jury subpoenas are retaliation for refusal to bow to demand to cut interest rates
Post-Christmas to-do list: Move your savings, call your health insurer, review your mortgage
It pays to take the time to make sure the money you earn is working as hard for you as possible
Interest rate outlook has changed rapidly
ECB expected to lift growth forecasts again this week while holding rates steady but next move may be to raise rates
Debate on further ECB rate cut all but closed
With headline inflation hovering at 2%, and continuing nerves on tariff impacts, policymakers are expected to hold rates steady
Crypto is in freefall, so what has gone wrong?
More than $1tn has been wiped off the combined $3.2tn crypto market in recent weeks and analysts think it could fall another 20%
Bitcoin loses all its 2025 gains as it sheds more than a quarter of its value in month-long slide
Analysts expect more volatility as interest rate outlook clouds and stock markets slip back from recent highs
Mortgage interest rates rise for first time since January
Central Bank figures indicate the average rate on new loans here rose to 3.59% in September
Irish savers needlessly give banks almost €1bn each year. Here’s what they can do about it
Central Bank estimates raise questions over our approach to deposits
Fears over PTSB job cuts and free bus fares in Dublin
The best news, analysis and comment from The Irish Times business desk
ECB keeps rates unchanged while warning of uncertain impact from tariffs
As expected, bank’s governing council keeps key deposit rate at 2 per cent
Fed takes interest rates to lowest level in three years with another quarter point cut
Stock markets drop as Fed signals that further rate cuts this year are not a foregone conclusion in a divided rate-setting committee
How house-buyers can borrow more than four times their income
Borrowing power can be boosted in various ways, including pitching for an exception and using Child Benefit
ECB executives talk down chances of further cut in interest rates
Any rising risk of undershooting bank’s inflation target for the euro zone would support slight cut in ECB rates, Philip Lane says
Our interest-only home loan is ending; can we find a new interest-only lender?
Options are very limited for homeowners looking to roll over home loans in retirement
Have ECB interest rates reached their floor?
Markets downgrade chance of another interest rate cut in wake of comments from ECB president Christine Lagarde
Euro zone inflation quickens beyond 2%, backing rate pause
Data bolsters case to pause interest rate cuts
Does it make financial sense to buy a holiday home?
Staycationing is not cheap, especially in high season, but there are also significant costs to investing in a holiday hideout of your own
Fed holds rates unchanged as Donald Trump calls chairman Jerome Powell ‘stupid’
US president asks whether he can ‘appoint myself’ at the central bank hours ahead of policy decision
Trump says he may ‘have to force’ US interest rate change in attack on Jay Powell
President calls Federal Reserve chair a ‘numbskull’ for not reducing US borrowing costs
Irish fixed-term savings rates fall faster than interest offers on mortgages
Irish mortgage interest rates are, on average, the fifth highest across the 19 states in the euro zone
Move now or wait: First-time buyer and fixed mortgage rates
The temptation is to think that delaying the closing of the sale suits all sides but that might not be how it works out
What does the latest ECB rate cut mean for Ireland’s mortgage holders and savers?
The eighth ECB rate reduction had been widely expected
ECB ‘getting to end’ of rates cycle after eight cuts
ECB cuts deposit rate to 2% to leave it at half of level a year ago
Tariff uncertainty makes ECB decision on interest rates easy
Frankfurt expected to announce another cut as focus shifts to growth hit from US tariffs
ECB expected to cut rates again amid speculation over Lagarde’s role
Central bank likley to implement eighth cut to interest rates since last June
Are you living beyond your means? You may have money dysmorphia
How to tell if there’s a disconnect between how you feel about your finances and reality, and how to fix it
Euro-zone inflation slows below 2%, strengthening case for ECB cut this week
Consumer prices rose 1.9% from a year ago in May below the European Central Bank’s target with pressure in services sector cooling
Could Ireland’s new mortgage offerings save you a lot of money?
Quicker decisions and competitive rates for those not in market for green loans among the features now available
Why bother with AIB’s new non-green mortgage rates?
While AIB’s rate cuts are welcome, they don’t move the dial when compared with existing variable equivalents at the same lender
PTSB share of mortgage lending tops 20% amid ‘good start to year’
Bank says it has priced its loans more competitively in the past year
Further ECB rate cut in June all but guaranteed
Reduced inflation threat combined with hit to growth from US tariffs points towards another cut
Rate cuts may spur Irish stock market launches - report
Number of companies launching on global stock markets for the first time grew by 20% in the first three months of the year
Trump versus Powell: who will blink first?
The Federal Reserve is structured to set interest rates free from political pressure; Trump is threatening to break that structure
Explainer: what’s Trump’s beef with US Fed chairman Jerome Powell?
Interest rates in the US were on a downward trend but that has come to a halt this year
Why ECB’s latest interest rate cut was a no-brainer
A tariff-induced growth shock now ranks as a bigger risk for Frankfurt than inflation
ECB cuts interest rates again amid tariff turmoil
Investors will be watching bank chief Christine Lagarde’s post-decision commentary for clues on next move
Crosswords & Puzzles
Crosswords & puzzles to keep you challenged and entertained
Stardust
Inquests into the nightclub fire that led to the deaths of 48 people
Common Ground
How does a post-Brexit world shape the identity and relationship of these islands
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