credit unions
Credit unions, IRFU and An Post named Ireland’s most reputable organisations
Reputations Agency’s annual ranking measures ‘emotional bond’ between public and organisations
Credit unions eye 10% mortgage market share as competition grows
Increase in credit union lending has occurred against backdrop of regulatory and legislative tweaks
Man made ‘ham-fisted’ attempt to get €20,000 loan with false documents
Declan Conolly (42) of Coultry Drive, Dublin 9, pleaded guilty to attempting to make a gain by deception
Irish consumers set to invest in home improvements amid housing crisis
More people deciding to work on their home instead of moving
Two changes might finally allow credit unions to compete with banks on mortgages
For years, credit unions have been constrained in their ability to compete with banks across the full breadth of financial services
Credit unions with over €100m of assets more than double in decade
Total assets across the movement have jumped by 55% to €22.5bn but loan-to-asset ratio is still low
Credit unions take step towards combining treasury functions to aid lending
Lenders move forward to tap increasing flexibility granted by Central Bank ahead of introduction of new back office regime
Three teacher credit unions eye merger to form State’s seventh-largest player
TUI Credit Union, Comhar Linn INTO Credit Union and Education Credit Union currently have €450m of assets combined
War in Middle East taking toll on consumer sentiment, says survey
Sentiment slides as economy faces twin troubles of higher prices and slower growth
Credit unions close in on €1bn of mortgage lending as restrictions are eased
Milestone would come six years after Central Bank lifted limits on long term lending
Credit unions explore ‘central treasury function’ to unlock €9.9bn mortgage and SME lending
Move follows Central Bank’s decision to increase sector’s lending limits earlier this year
Irish savers needlessly give banks almost €1bn each year. Here’s what they can do about it
Central Bank estimates raise questions over our approach to deposits
Credit unions make mortgage move
New Central Bank lending limits will treble what credit unions can offer in home loans with €5bn funding available
Fingal council’s ‘frustrations’ with Dublin Airport planning applications
The best news, analysis and comment from The Irish Times business desk
The GAA could solve a more pressing problem for Ireland than the presidency
Imagine if the associations’s existing network were pressed into service to implement a proven Danish model of co-operative housing
Irish consumer confidence picks up after Trump tariff deal, survey finds
However, living costs continue to be ‘a painful and persistent difficulty’ for many Irish households
Irish consumer confidence improves as public adapt to global instability
Latest Credit Union barometer sees first back-to-back improvement in nearly 12 months
Mortgage lending by credit unions up 34% on foot of homebuyers seeking alternatives to banks
Total credit union loan book now stands at €6.08 billion, which is its highest point since 2008
How does retrofitting your house pay off?
You don’t have to sell your house to feel the benefits of retrofitting, but if you do, it should achieve a significantly higher value
Credit union movement named most reputable organisation in Ireland
Meta, X (formerly Twitter), RTÉ, FAI and Uisce Éireann were the organisations with worst reputations
Credit union lending up 12%, buoyed by mortgages and easing restrictions
Personal loans continue to make up majority of lending
I’m juggling savings and debt; what’s the best approach to buying my first car?
Important to consider the cost of your debt compared to the benefit of saving in terms of interest rates
Irish consumer confidence falls on prospect of tariffs
Latest Credit Union barometer sees largest monthly decline in two-and-a-half years
Gardaí investigating alleged fraud at Limerick credit union
Details of the amount of the alleged fraud were not disclosed but it is understood to be in the region of €130,000
Children will receive over €500 on average for their Communion. Where should you put it?
If even two-thirds receive the average in gifts, that’s a windfall of more than €24m in the hands of young children in the coming months
Q&A: How the new gambling regulator will affect Irish punters
After 17 years of planning, almost no corner of the industry will be untouched by the new regime
Credit unions still have an arm tied behind their backs as regulator eases lending rules
Onerous liquidity and capital reserves rules remain in force and continue to handcuff the sector
‘Santa pause’ as consumer sentiment holds steady in December
Consumers now less fearful about the prospects for their own finances in the year ahead
Central Bank makes number-crunching a bit easier to understand
Banks are the dominant player in borrowing but non-banks are big for businesses and credit unions are most popular for personal loans
Gardaí investigate fire at vacant building in Co Galway village
Blaze at building in Williamstown village caused extensive damage
‘Eggonomic’ record: will food prices affect how people vote?
‘Eggflation’ here hasn’t been as stark as in the US, where the Republicans’ focus on it helped Trump win votes. But the cost of groceries could still have an impact on Friday’s election
Just 10% of consumers planning to spend more this Christmas
Latest consumer sentiment survey says consumers remain in a “watch, wait and worry” mode ahead of the Irish election
Small rise in consumer confidence recorded in October credit union survey
Sentiment reached 74.1 in October, up from 60.4 last year but below the long-term average of 84.3
Credit unions’ expansion in Irish mortgage market is a watershed moment
But the Central Bank’s failure to lift credit union lending restrictions is stifling the sector unnecessarily
The charges many AIB, BoI and PTSB customers aren’t aware of and how to cut them
Current account charges can catch consumers unawares so is there any way of cutting those costs?
Ireland’s best and worst customer service: Guess which list Aer Lingus and Facebook are in
The annual Customer Experience survey found the Credit Union Movement the best perfomer
Consumers in ‘watch, wait and worry’ mode ahead of budget
Irish consumers reporting a deterioration in financial circumstances continue to outnumber those who see improvements
Madness for Central Bank to allow credit unions increase their exposure to housing market
It is hard to see the Garda credit union evicting a member of the force and selling their home.
Have you heard the good news? The stories of the companies that get it right
There’s no shortage of complaints about companies that treat people badly, so it lifts our spirits to hear about businesses that show they truly care about customers. Here are some examples
Credit union regulators should allow ‘prudent’ lending increase - review
Report comes as credit unions look to increase lending to take on established banks
Credit unions grew mortgage lending by 71% in the year to end of March
Irish League of Credit Unions said there has been a ‘phenomenal increase’ in credit union mortgage lending in recent years
Irish consumer mood slips for fourth month in a row
Five previous occasions in 28-year history of data in which confidence has weakened for four successive months
An Post named most reputable organisation over last 15 years as RTÉ suffers greatest decline
Credit unions top the annual RepTrak study for 2024, with only X found to have a worse reputation than RTÉ
How to access a low cost loan to retrofit your home
Details of the State’s low cost loan scheme for energy upgrades have finally been unveiled: so who qualifies and how can you apply?
Consumer sentiment falls amid job losses and higher prices
Latest Credit Union consumer sentiment index fell to 67.8 in April, down from 69.5 the previous month
Total loans outstanding to credit unions rose 12% to €6.3bn last year
Representative bodies have appealed to the Central Bank for a number of changes to credit union lending framework
Consumer sentiment dips in March as cost of living still bites
Only one element of the survey – consumers’ outlook on jobs – saw an uptick in March
‘Logical’ that banks should be responsible for maintaining infrastructure for access to cash
Access to Cash Bill is designed to manage future cash demand and will require independent ATM operators to register with the Central Bank
Staying onside with Revenue while gifting a young child some money
Q&A: Bank and An Post rules about accounts for very young children cause concern
Credit union loans jump as demand for retrofitting and mortgages grows
Despite mortgage growth, sector remains mostly focused on unsecured lending
Credit unions urged to step up lending by Central Bank governor
Gabriel Makhlouf says credit unions need to build scale to take advantage of opportunities in retail banking
Ireland’s credit unions are about to become an even greater financial force
On The Money: Much loved by consumers, new legislation allowing for greater co-operation within the sector passed key stage
Could Ireland’s defeat by New Zealand hit Irish consumer confidence?
There was a palpable slump in mood following Ireland’s exit from the world cup at the weekend
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