Mortgages

Roundtower head says just choosing a name can take authorities up to nine months

State’s largest nonbank lender is exiting the residential mortgage market

Nonbank lender struggled to compete with rates offered by banks that could access cheap funding from their own customers’ deposits

Lender had effectively been out of the market for some time

First quarter level of available second hand homes now at lowest since 2007

Product will be priced off Euribor, a market benchmark for the rate at which banks are willing to lend to each other

Few developers cater to the market for single people and banks often require higher deposits

Given what they know now, some top financial experts offer advice to younger people on making key financial decisions

Most are customers of non-bank lenders, but are unable to switch to cheaper bank finance, says an Oireachtas report

In a predictable world, the ECB is likely to keep slashing rates but right now nothing is predictable

Firm now among five largest general insurance brokers in market

Explore the neighbourhood, pick and proactive solicitor and shop around for your mortgage

Property professionals give their views on demand, Government schemes and housing completions

Remarks are the strongest hint yet that central bank hawks will soon resist lowering borrowing costs

Falling interest rates and Government incentives can offer some relief to first-time buyers

Use the tax system to reward good behaviour and punish bad, and make it cheaper to build on derelict sites

Bank faces hit of up to €3.5 million over goodwill payments as result of latest overcharging gaffe

Mortgage interest rates at ICS and other pure non-bank lenders continue to generally be more expensive than mainstream banks

Mortgage Interest Tax Credit will give you up to €1,250 a year of your tax back if your home loan bill was hit by ECB rate rises

Those lucky enough to get a mortgage over the line have a few factors in common. How are they doing it?

The best news, analysis and comment from The Irish Times business desk

Target of 300,000 new homes by 2030 looks like a pipe dream

More than 50,000 mortgages with value of €15.3 billion approved last year

Frankfurt policymakers expected to cut interest rates by another 25 basis points to 2.75 per cent on Thursday

Lenders are required to give the Central Credit Register details of all loans over €500 and you have the right to see your record

But customers need to make payments from bank’s Explore current account

The best news, analysis and comment from The Irish Times business desk

Son is able to repay his ex-partner for her contribution and wants to transfer the full title to himself

Estate agents argue that lack of supply will continue to be an issue until at least 40,000 homes a year are built

Cork couple agree to mediation in case where they say 8.5% home mortgage interest rate charged by Pepper is ‘excessive’

Rising property values and new ‘green rates’ mean homeowners including first-time buyers can minimise rises in mortgage repayments

I am a returning Irish citizen but it seems schemes for first-time buyers don’t apply to us

The ongoing rise in house prices, requiring buyers to take out ever-bigger mortgages, is concerning

AIB leads the three main lenders yet clouds may be on the horizon

Around one in 25 mortgages on a family home is at least three months behind in repayments, Central Bank says

Median income of first-time buyers buying a new property is now €90,000, Banking and Payments Federation Ireland report says

European Central Bank on course to cut rates to 1.75 per cent next year

Study by Royal London Ireland indicates almost a third do not expect to own a home outright by retirement

Banks are the dominant player in borrowing but non-banks are big for businesses and credit unions are most popular for personal loans