Finance Ireland raises over €700m to boost car and property lending
State’s largest nonbank lender is exiting the residential mortgage market
Mortgages
Builders ‘fear blacklist’ from calling out housing bottlenecks, says finance provider
Roundtower head says just choosing a name can take authorities up to nine months
Finance Ireland’s move to stop mortgage lending of little surprise
Nonbank lender struggled to compete with rates offered by banks that could access cheap funding from their own customers’ deposits
Finance Ireland’s move to stop mortgage lending to have limited market impact – analysts
Lender had effectively been out of the market for some time
House price inflation in Ireland reaches eight-year high
First quarter level of available second hand homes now at lowest since 2007
Avant unveils mortgages linked to key European banking rate
Product will be priced off Euribor, a market benchmark for the rate at which banks are willing to lend to each other
Why is it so hard to buy a one-bed apartment in Ireland?
Few developers cater to the market for single people and banks often require higher deposits
I met my younger self for coffee – and this is the financial advice I gave
Given what they know now, some top financial experts offer advice to younger people on making key financial decisions
About 7,000 homeowners are paying mortgage interest of 8.5% to 10% – Central Bank
Most are customers of non-bank lenders, but are unable to switch to cheaper bank finance, says an Oireachtas report
Mortgage holders and household finances - the ECB rate cut is good news. Right?
In a predictable world, the ECB is likely to keep slashing rates but right now nothing is predictable
Howden Ireland eyes more broker purchases as deal count hits 33 in six years
Firm now among five largest general insurance brokers in market
Follow these tips to think like an estate agent when buying a new home
Explore the neighbourhood, pick and proactive solicitor and shop around for your mortgage
New homes agents’ outlook on 2025 as market ‘remains under pressure’
Property professionals give their views on demand, Government schemes and housing completions
Top ECB official calls for debate on ‘halt’ to rate cuts
Remarks are the strongest hint yet that central bank hawks will soon resist lowering borrowing costs
Buying a new home in Ireland: How much you need, the current low rates and Government help
Falling interest rates and Government incentives can offer some relief to first-time buyers
We should declare war on dereliction and a tax amnesty is our best weapon
Use the tax system to reward good behaviour and punish bad, and make it cheaper to build on derelict sites
Ulster Bank still tracking down customers over mortgage overcharging
Bank faces hit of up to €3.5 million over goodwill payments as result of latest overcharging gaffe
ICS Mortgages owner sees net interest slide 75% in 2023 on funding–costs spike
Mortgage interest rates at ICS and other pure non-bank lenders continue to generally be more expensive than mainstream banks
Homeowners fail to claim around €120m in mortgage rebates last year
Mortgage Interest Tax Credit will give you up to €1,250 a year of your tax back if your home loan bill was hit by ECB rate rises
How can you buy a home in Ireland on a teacher’s salary?
Those lucky enough to get a mortgage over the line have a few factors in common. How are they doing it?
From Princess Diana to Dunnes Stores, the fashion legend who started out wanting to be the Irish Ralph Lauren
The best news, analysis and comment from The Irish Times business desk
Two weeks on, the Government’s housing targets are already in tatters
Target of 300,000 new homes by 2030 looks like a pipe dream
Mortgage drawdowns for first-time buyers hit highest level since 2007
More than 50,000 mortgages with value of €15.3 billion approved last year
ECB set to cut rates again as Trump tariffs cloud outlook
Frankfurt policymakers expected to cut interest rates by another 25 basis points to 2.75 per cent on Thursday
Do you know your credit history? It’s all on record and you have a right to it
Lenders are required to give the Central Credit Register details of all loans over €500 and you have the right to see your record
PTSB extends mortgage payment cashback offer to existing customers
But customers need to make payments from bank’s Explore current account
Davos leaders who won’t take the train
The best news, analysis and comment from The Irish Times business desk
Will my son have to pay stamp duty on part of house he acquires from his ex?
Son is able to repay his ex-partner for her contribution and wants to transfer the full title to himself
Housing affordability crisis no longer confined to Dublin - SCSI report
Estate agents argue that lack of supply will continue to be an issue until at least 40,000 homes a year are built
Couple claim Pepper should not charge more than PTSB for loan acquired from bank
Cork couple agree to mediation in case where they say 8.5% home mortgage interest rate charged by Pepper is ‘excessive’
Mortgages: If you’re coming off a fixed rate now is the time to consider switching
Rising property values and new ‘green rates’ mean homeowners including first-time buyers can minimise rises in mortgage repayments
Are home-buying grants available to us as returning emigrants?
I am a returning Irish citizen but it seems schemes for first-time buyers don’t apply to us
The Irish Times view on the mortgage market: increasing exposure for young borrowers
The ongoing rise in house prices, requiring buyers to take out ever-bigger mortgages, is concerning
Mixed year for Irish banks amid falling rates, increasing competition and UK car finance review
AIB leads the three main lenders yet clouds may be on the horizon
Rate of home mortgages over 90 days in arrears falls to lowest in 15 years
Around one in 25 mortgages on a family home is at least three months behind in repayments, Central Bank says
Typical price paid for home by first-time buyer up €88,000 on five years ago
Median income of first-time buyers buying a new property is now €90,000, Banking and Payments Federation Ireland report says
Thousands of Irish mortgage holders likely to see dramatic fall in repayments over next year
European Central Bank on course to cut rates to 1.75 per cent next year
One in five people expect to pay mortgage in retirement, survey finds
Study by Royal London Ireland indicates almost a third do not expect to own a home outright by retirement
Central Bank makes number-crunching a bit easier to understand
Banks are the dominant player in borrowing but non-banks are big for businesses and credit unions are most popular for personal loans
Sinn Féin plan for affordable homes will meet lending requirements, Ó Broin says
Plan ‘would provide banks with the exact same security as the current government schemes do’, says party’s housing spokesman
Credit unions report 51% jump in mortgage lending in year to September
Community lenders hoping Central Bank will further ease mortgage lending rules in review due to conclude next month
Pepper operating profits fall amid €4.5m hit from undercharging error
Financial hit lowered operating profit almost 17% to €8.75m according to annual financial statement
Why switching your mortgage rate can save you a lot of money (especially if you are green)
Inside Business podcast with Ciarán Hancock
Mortgage holders can save up to €600 a month by switching rates
Rates favour more energy efficient homes but savings of up to €7,405 are available to many homeowners
Got a mortgage? There is up to €2,500 in tax relief waiting for you
Mortgage interest tax relief scheme has had surprisingly low take-up. Here’s how to get your money.
Nearly all homeowners fail to claim up to €1,250 in relief on rising mortgage bills
Only one in eight of the 208,000 property owners thought eligible has applied for relief announced in Budget 2024
Credit unions’ expansion in Irish mortgage market is a watershed moment
But the Central Bank’s failure to lift credit union lending restrictions is stifling the sector unnecessarily
A group of borrowers is trapped in the never-never land of Irish mortgage arrears
It is ‘extraordinary that arrears are running at such a high level 15 years after the crash’
ECB rate cut: what’s in it for me?
Q&A: Latest fall in interest rates will save tracker mortgage customers €33 a month per €100,000 balance on their loan, but other borrowers may have to wait to benefit
‘We’re breaking the neck of inflation,’ says Lagarde as ECB cuts rates again
Frankfurt-based central bank trims key deposit rate by 25 basis points to 3.25 per cent
Mortgage interest relief: How do I qualify for the tax credit of up to €1,250?
Budget 2025 triggered a range of queries from readers on issues including child benefit for newborns and landlord tax relief
Lidl good, Ryanair not so bad, banks awful: What I’ve learned from 20 years writing Pricewatch
Pricewatch has been counting the pennies on your behalf for two decades. Here’s what we’ve learned
Budget 2025: Tax cut, mortgage interest relief and other measures in Coalition’s final roll of the dice
USC, inheritance tax, childcare, child benefit, social welfare, college fees, VAT rate: How the budget will affect parents, students, renters, mortgage holders, farmers, pensioners and carers
YOU MAY ALSO LIKE...
Crosswords & Puzzles
Crosswords & puzzles to keep you challenged and entertained
Stardust
Inquests into the nightclub fire that led to the deaths of 48 people
Common Ground
How does a post-Brexit world shape the identity and relationship of these islands
Family NoticesOpens in new window
Weddings, Births, Deaths and other family notices