Interest Rates

The Irish Times view on falling interest rates: welcome for borrowers, but not for the economy

Further rate cuts risk adding fuel to demand in an already-inflated housing market , where what is required is lower prices, not higher ones

ECB’s Philip Lane warns of too low inflation if interest rates stay high

Chief economist points to dangers of borrowing costs that remain ‘too high for too long’

Mixed year for Irish banks amid falling rates, increasing competition and UK car finance review

AIB leads the three main lenders yet clouds may be on the horizon

Central Bank governor favours gradual ECB rate cuts over ‘large moves’

Gabriel Makhlouf says disinflation process remains on track while warning economic outlook remains uncertain

Thousands of Irish mortgage holders likely to see dramatic fall in repayments over next year

European Central Bank on course to cut rates to 1.75 per cent next year

Some mortgage holders to benefit by €2,000 a year after four ECB rate cuts

Latest cut from eurozone’s central bank will put pressure on banks to lower variable and fixed rates

Mortgage rates fall again but gap with euro zone average widens - Central Bank

Little change in savings rates, monthly survey shows, while rates on non-mortgage borrowing jumped

Investment: Falling debt costs will drive recovery in 2025

Improving debt liquidity, the stabilisation of yields and a narrowing of the bid-ask spread will lead to more activity

European Central Bank to abandon crisis-era strategy on interest rates as inflation falls

ECB chief economist Philip Lane says focus needs to be ‘driven by upcoming risks rather than being backward-looking’

Euro zone inflation rises to 2.3% in November

Price pressures surpass European Central Bank’s target for first time since August

Irish inflation remains at three year low as ECB gears up for more rate cuts

Food prices have risen 0.3% in November, and by 1.7% over last 12 months

Bank of Ireland cuts all its fixed home mortgage rates by 0.5%

Move puts lender’s rates close to rival AIB as analysts expect European Central Bank to cut interest rates again in December

Jerome Powell says US Federal Reserve in no ‘hurry’ to lower interest rates

Central bank chairman warns path to a reduction in inflation will be ‘bumpy’

Financial wellbeing and literacy across demographics subject of report

Call for better financial education as Competition and Consumer Protection Commission finds women, lone parents and unemployed have worst understanding of finance

Mortgage holders can save up to €600 a month by switching rates

Rates favour more energy efficient homes but savings of up to €7,405 are available to many homeowners

US Fed cuts rates by quarter point but offers no guidance for the future

US rate cut follows move earlier by Bank of England which signals that further reduction is unlikely before next year

Nearly all homeowners fail to claim up to €1,250 in relief on rising mortgage bills

Only one in eight of the 208,000 property owners thought eligible has applied for relief announced in Budget 2024

Bank of Ireland shares slide on concerns over rates and UK car finance investigation

The bank said that it will pay an interim dividend of 35c to shareholders next week

Data centres are energy-hungry and employ few people, so why does Ireland need more of them?

Inside Business podcast with Ciarán Hancock

The €500,000 suburban three-bed is now the house at the centre of the property price surge

This kind of house is attracting bids both from those seeking to move and from first-time buyers

ECB rate cut: what’s in it for me?

Q&A: Latest fall in interest rates will save tracker mortgage customers €33 a month per €100,000 balance on their loan, but other borrowers may have to wait to benefit

‘We’re breaking the neck of inflation,’ says Lagarde as ECB cuts rates again

Frankfurt-based central bank trims key deposit rate by 25 basis points to 3.25 per cent

Euro zone inflation slows more than expected, paving way for ECB rate cut

Consumer price growth across the single currency bloc moderated to 1.7 per cent in September from 2.2 per cent the previous month

Tens of thousands of Irish mortgage holders to see immediate benefit from likely ECB rate cut

European Central Bank expected to reduce interest rates on Thursday as inflation fears replaced by concerns for economic growth

Irish savers move more of their money into accounts with higher interest rates

Retail banks have been criticised for failing to increase their deposit rates in line with European Central Bank rate levels

Lidl good, Ryanair not so bad, banks awful: What I’ve learned from 20 years writing Pricewatch

Pricewatch has been counting the pennies on your behalf for two decades. Here’s what we’ve learned

No shortage of finance for good companies with sound propositions

Businesses need access to capital for a variety of reasons, so what are the options open to companies seeking finance in an elevated interest rate environment?

One in eight home buyers using gifts or inheritances to get on property ladder, research shows

Banking and Payments Federation of Ireland finds renewed reliance on family to afford a homes

Federal Reserve cuts rates by half point and signals era of easing has begun

US central bank’s decision marks a milestone in its two-year fight against inflation

House prices now rising at annual rate of almost 10%

Average price for a home nationally is €409,465, up €31,563 on this time last year, and €568,663 in Dublin

ECB rate move hands Coalition perfect election springboard

Frankfurt’s decision to cut rates comes on the eve of what is expected to be another expansionary budget in advance of general election

ECB rate cut: What does it mean for Irish mortgage holders and how much will they save?

Borrowers on variable rates and those coming off fixed rates or looking for a new mortgage may have to wait for any benefit

What does the expected ECB interest rate cut mean for Irish mortgage holders?

The European Central Bank is likely to cut rates by 0.25 percentage points on Thursday

Savers stuck with low interest rates for seventh consecutive month

Average interest rate offered on overnight deposit accounts a mere 0.13% in July, Central Bank figures show

Easing of wage growth metric makes ECB rate cut more likely

There is increasing confidence that inflation can be brought back to the 2% target next year

ECB minutes highlight openness to September interest rate cut

Notes indicate upcoming meeting was widely considered a ‘good time’ to re-evaluate monetary policy restrictions

ECB rate cut hopes boosted by slowing in euro-zone negotiated wage growth

Growth in negotiated wages slowed to 3.55% from the previous 4.74% mark

Gold hits record highs as investors bet on rate cuts

US and European buyers position for lower borrowing costs after sitting out much of precious metal’s rally

Loans issued for home purchase fall 6% over past year as borrowers await ECB rate cuts

Average interest rate charged on new fixed-term mortgages falls after ECB cut in June

Irish house price inflation edges closer to 9% with average prices well ahead of 2007 boom

Property prices in Dublin rose at an even higher rate than the national average, up 9.3% in June from a revised 8.8% in May

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