Interest Rates

Bank of Ireland shares slide on concerns over rates and UK car finance investigation

The bank said that it will pay an interim dividend of 35c to shareholders next week

Data centres are energy-hungry and employ few people, so why does Ireland need more of them?

Inside Business podcast with Ciarán Hancock

The €500,000 suburban three-bed is now the house at the centre of the property price surge

This kind of house is attracting bids both from those seeking to move and from first-time buyers

ECB rate cut: what’s in it for me?

Q&A: Latest fall in interest rates will save tracker mortgage customers €33 a month per €100,000 balance on their loan, but other borrowers may have to wait to benefit

‘We’re breaking the neck of inflation,’ says Lagarde as ECB cuts rates again

Frankfurt-based central bank trims key deposit rate by 25 basis points to 3.25 per cent

Euro zone inflation slows more than expected, paving way for ECB rate cut

Consumer price growth across the single currency bloc moderated to 1.7 per cent in September from 2.2 per cent the previous month

Tens of thousands of Irish mortgage holders to see immediate benefit from likely ECB rate cut

European Central Bank expected to reduce interest rates on Thursday as inflation fears replaced by concerns for economic growth

Irish savers move more of their money into accounts with higher interest rates

Retail banks have been criticised for failing to increase their deposit rates in line with European Central Bank rate levels

Lidl good, Ryanair not so bad, banks awful: What I’ve learned from 20 years writing Pricewatch

Pricewatch has been counting the pennies on your behalf for two decades. Here’s what we’ve learned

No shortage of finance for good companies with sound propositions

Businesses need access to capital for a variety of reasons, so what are the options open to companies seeking finance in an elevated interest rate environment?

One in eight home buyers using gifts or inheritances to get on property ladder, research shows

Banking and Payments Federation of Ireland finds renewed reliance on family to afford a homes

Federal Reserve cuts rates by half point and signals era of easing has begun

US central bank’s decision marks a milestone in its two-year fight against inflation

House prices now rising at annual rate of almost 10%

Average price for a home nationally is €409,465, up €31,563 on this time last year, and €568,663 in Dublin

ECB rate move hands Coalition perfect election springboard

Frankfurt’s decision to cut rates comes on the eve of what is expected to be another expansionary budget in advance of general election

ECB rate cut: What does it mean for Irish mortgage holders and how much will they save?

Borrowers on variable rates and those coming off fixed rates or looking for a new mortgage may have to wait for any benefit

What does the expected ECB interest rate cut mean for Irish mortgage holders?

The European Central Bank is likely to cut rates by 0.25 percentage points on Thursday

Savers stuck with low interest rates for seventh consecutive month

Average interest rate offered on overnight deposit accounts a mere 0.13% in July, Central Bank figures show

Easing of wage growth metric makes ECB rate cut more likely

There is increasing confidence that inflation can be brought back to the 2% target next year

ECB minutes highlight openness to September interest rate cut

Notes indicate upcoming meeting was widely considered a ‘good time’ to re-evaluate monetary policy restrictions

ECB rate cut hopes boosted by slowing in euro-zone negotiated wage growth

Growth in negotiated wages slowed to 3.55% from the previous 4.74% mark

Gold hits record highs as investors bet on rate cuts

US and European buyers position for lower borrowing costs after sitting out much of precious metal’s rally

Loans issued for home purchase fall 6% over past year as borrowers await ECB rate cuts

Average interest rate charged on new fixed-term mortgages falls after ECB cut in June

Irish house price inflation edges closer to 9% with average prices well ahead of 2007 boom

Property prices in Dublin rose at an even higher rate than the national average, up 9.3% in June from a revised 8.8% in May

Annoyed by banks’ bumper profits? It’s on you if you’re still giving them money for nothing

Banks are getting 3.75% on your savings with the Central Bank and paying you an average of 0.13% in a demand deposit account

Bank of England cuts rates for first time since 2020

Headline rate cut by a quarter of a percentage point to 5% but governor dampens expectation for rapid series of cuts

Federal Reserve expected to keep interest rates steady but to tee up September cut

US central bank set to acknowledge that easing inflation and softening jobs market justify policy pivot

ECB minutes reveal doubts over rate cut

Reservations among council members will fuel expectations that ECB will leave rates on hold later this month

Central banks a proven weapon in fight against rising prices

Monetary policy alone cannot deliver growth and prosperity. Any brighter economic future needs input from policymakers and governments

Pay off your credit card, invest in your pension - here’s what you can do with your monthly mortage savings

Paying off credit card debt, topping up your pension or saving for a rainy day are among the options for mortgage holders who find they now more money in their pockets following the recent ECB rate cut

Home prices still climbing as housing shortage continues

Sherry FitzGerald data shows prices rose 5.5 per cent over past 12 months

Asking prices for Irish homes climb 6.7% in second quarter amid supply shortfall

Daft.ie says average listed price nationwide just under €340,000

Switching rate increases for mortgage borrowers at non-lending service firms

Central Bank-published study finds rate at which lower-risk borrowers are leaving non-lending service firms has been higher than the switching rate away from retail banks in recent months

Irish mortgage rates fall marginally in April

Interest rates attached to home loans are expected to fall over the coming months as ECB reduces headline rates

ECB’s Philip Lane signals need for caution on further rate cuts

‘Good degree of confidence’ that inflation is on the way back to 2 per cent

ECB rate cut emboldens nonbank mortgage lenders to return from the cold

Nonbank lenders are targeting niche markets as banks still hold whip hand on the most competitive interest rates

ECB rate cut: What it means for you and what might come next

Interest rates are now falling from what were record levels for the ECB but how far and how fast will depend on wider EU economy

ECB cuts interest rates by 0.25 percentage points after two years of hikes

European Central Bank makes first move lower interest rates after hiking them 10 times since 2022

ECB rate cut to breathe fresh life into euro-zone economy

Scale of boost for consumers, housing and investment will depend on how low borrowing costs can go

ECB rate cut next week will not be ‘victory declaration’ on inflation, Lane says

ECB chief economist Philip Lane brushes off fears that loosening euro-zone monetary policy before US Fed could backfire

Mortgage arrears in danger of spiking even as ECB starts to cut its rates

Thousands of homeowners are seeing low fixed rates expire, and mortgage arrears could begin to spike

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