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What will loosening of mortgage rules mean for homebuyers?

What will loosening of mortgage rules mean for homebuyers?

Central Bank plans to ease loan to income rules amid rising interest rates and a slowing economy

Wed Oct 19 2022 - 08:24
Irish medtech Akkure looks to chart genetic make-up of patients

Irish medtech Akkure looks to chart genetic make-up of patients

Irish medtech Akkure hopes charting genetic make-up of patients will help treat the likes of MS, cancer and motor neuron disease

Wed Oct 19 2022 - 05:15
Will informal inheritance arrangement come back to bite me?

Will informal inheritance arrangement come back to bite me?

Q&A: Probate is obligatory for anything other than tiny estates and failing to follow the rules can create trouble later on

Tue Oct 18 2022 - 05:00
How do I go about paying off my mortgage in full, and how do I get the deeds?

How do I go about paying off my mortgage in full, and how do I get the deeds?

Q&A: Be very careful to protect any deeds to the property that are returned to you by your mortgage lender when the loan is paid off

Mon Oct 17 2022 - 12:51
Ireland’s great PLC buyback; AIB signs up to go green; and desk-bombing, the latest office no-no

Ireland’s great PLC buyback; AIB signs up to go green; and desk-bombing, the latest office no-no

Business Today: the best news, analysis and comment from The Irish Times business desk

Mon Oct 17 2022 - 06:17
Seniors lender Spry Finance targets 150% jump in lending

Seniors lender Spry Finance targets 150% jump in lending

Lifetime loans group anticipates strong demand from group ‘poorly-served by the traditional banking sector’

Mon Oct 17 2022 - 05:15
Donohoe upbeat on recession; Ulster fights tracker mortgage rulings; and 400 drug jobs go

Donohoe upbeat on recession; Ulster fights tracker mortgage rulings; and 400 drug jobs go

Business Today: the best news, analysis and comment from The Irish Times business desk

Fri Oct 14 2022 - 06:57
Ireland’s State pension system drops in global ranking over sustainability concerns

Ireland’s State pension system drops in global ranking over sustainability concerns

Mercer’s annual report highlights worries about integrity and adequacy of Irish pensions

Tue Oct 11 2022 - 12:52
Social Protection gets its pension figures in a muddle

Social Protection gets its pension figures in a muddle

Q&A: Despite what the department initially said, the budget brought an increase for pensioners in respect of qualified adults

Tue Oct 11 2022 - 05:45
Tax-free gifts can help younger family members

Tax-free gifts can help younger family members

Q&A: Small gift exemption is a very useful way of passing money down generations with no worries

Tue Oct 11 2022 - 05:00
Workplace pension auto-enrolment draft legislation goes to Oireachtas committee

Workplace pension auto-enrolment draft legislation goes to Oireachtas committee

New pension rules, affecting around 750,000 workers initially, on course for 2024 introduction, Minister says

Mon Oct 10 2022 - 10:28
Getting a mortgage is even more complex for those returning from abroad

Getting a mortgage is even more complex for those returning from abroad

Q&A: Few lenders consider expat mortgages and if you apply on landing, you’ll be stuck in limbo on a probation period to prove your income

Sun Oct 09 2022 - 14:10
Construction sector warns rising costs will hit housing supply next year

Construction sector warns rising costs will hit housing supply next year

Building firms expect further increases in costs of material, labour and energy, says Construction Industry Federation report

Wed Oct 05 2022 - 10:32
How can I find out at this stage if I have been ripped off on my tracker rate?

How can I find out at this stage if I have been ripped off on my tracker rate?

Q&A: There’s a defined complaints procedure for any issue arising with your bank which you should pursue without delay

Sun Oct 02 2022 - 13:46
Budget blues for lower income families, record bank fine; and Truss finally talks

Budget blues for lower income families, record bank fine; and Truss finally talks

Business Today: the best news, analysis and comment from The Irish Times business desk

Fri Sept 30 2022 - 06:28
Lower-income households will be worse off unless budget one-off payments are repeated, ESRI warns

Lower-income households will be worse off unless budget one-off payments are repeated, ESRI warns

Permanent changes to tax and welfare measures, including increase in standard income tax band, benefit those on higher incomes

Fri Sept 30 2022 - 01:00
Budget 2023: Tax credit for renters biggest issue among readers

Budget 2023: Tax credit for renters biggest issue among readers

Q&A draws record interest, with third-level fees, energy bills and childcare queries also featuring prominently

Wed Sept 28 2022 - 17:52
Budget 2023 Q&A: Your tax, property, energy, cost-of-living and social welfare questions answered

Budget 2023 Q&A: Your tax, property, energy, cost-of-living and social welfare questions answered

Ask the experts: Dominic Coyle of The Irish Times and Máiread Harbron from PwC answered readers’ questions in our post-budget live blog which has now closed

Wed Sept 28 2022 - 14:17
Large users will pay 10% more for peak-time electricity use

Large users will pay 10% more for peak-time electricity use

Regulator acts to curb demand between 5pm and 7pm but stops short of imposing €100m in tariffs on big business users

Wed Sept 28 2022 - 14:12
Standard rate income tax threshold rises €3,200 to €40,000

Standard rate income tax threshold rises €3,200 to €40,000

Budget 2023: the 2% USC band extended to ensure minimum wage earners are not adversely impacted

Tue Sept 27 2022 - 14:34
What happens to carer living in the family home when a Fair Deal patient dies?

What happens to carer living in the family home when a Fair Deal patient dies?

Q&A: Loan repayment can be deferred but that provision cannot be used to override the intention of your parent’s will

Tue Sept 27 2022 - 05:55
Looking for better value on mortgage loan as higher monthly payments loom

Looking for better value on mortgage loan as higher monthly payments loom

Q&A: Either you have a damaged credit rating and are with a sub-prime lender or you have lost out badly on better value

Sun Sept 25 2022 - 18:07
Will a lump sum tracker mortgage payment save me more than locking in a fixed rate now?

Will a lump sum tracker mortgage payment save me more than locking in a fixed rate now?

Q&A: Rising cost of living and interest rates mean people should carefully examine their options for saving money

Tue Sept 20 2022 - 05:55
Transferring a property into a child’s name can throw up unpleasant surprises

Transferring a property into a child’s name can throw up unpleasant surprises

Q&A: Your mother is looking to help you out, but may have unwittingly landed herself with a tax charge

Sun Sept 18 2022 - 14:34
Home rebuilding costs jump 21% in past year, surveyors claim

Home rebuilding costs jump 21% in past year, surveyors claim

Figures suggest most homes underinsured and may stoke controversy over price of reinstating homes damaged in mica scandal

Fri Sept 16 2022 - 02:00
Irish mortgage interest rates fall in July even as ECB raises rates

Irish mortgage interest rates fall in July even as ECB raises rates

Irish home loan rates are at their most competitive within the euro zone for over two years but tide may turn

Wed Sept 14 2022 - 17:49
Panda Power is leaving, what happens to its customers?

Panda Power is leaving, what happens to its customers?

Your power supply is guaranteed but you could find yourself paying a much higher charge so it pays to look around now

Wed Sept 14 2022 - 08:03
EU outlines energy plan; Panda calls a halt; and new tax defaulters’ list

EU outlines energy plan; Panda calls a halt; and new tax defaulters’ list

Business Today: the best news, analysis and comment from The Irish Times business desk

Wed Sept 14 2022 - 06:20
Can I avoid selling my mother’s house when nursing home loan falls due?

Can I avoid selling my mother’s house when nursing home loan falls due?

Q&A: Revenue does not care which legitimate resources are used to pay the bill, but it must be paid

Tue Sept 13 2022 - 06:00
Pharma sector promises ‘fitter and faster’ way to get drugs to market

Pharma sector promises ‘fitter and faster’ way to get drugs to market

Incoming Ipha president says industry expects to bring 30 new medicines to market in Ireland next year but warns on patent protection

Tue Sept 13 2022 - 05:45
Pharma giant MSD opens onsite solar farm

Pharma giant MSD opens onsite solar farm

Tipperary plant says new power source will provide just over 20 per cent of its electricity needs

Mon Sept 12 2022 - 18:22
What are the tax implications if we allow daughter stay in our rental apartment for free for three years?

What are the tax implications if we allow daughter stay in our rental apartment for free for three years?

Q&A: Rent pressure zone rules can punish landlords who choose not to impose rent increases on good tenants

Sun Sept 11 2022 - 13:39
ECB says more rate rises likely as energy crisis deepens

ECB says more rate rises likely as energy crisis deepens

Bank raise interest rates by a record 75 basis points

Thu Sept 08 2022 - 18:57
ECB raises interest rate by three quarters of a percentage point

ECB raises interest rate by three quarters of a percentage point

Second substantial interest rate rise adds to pain for homeowners

Thu Sept 08 2022 - 13:16
What will the ECB interest rate rise mean for your mortgage?

What will the ECB interest rate rise mean for your mortgage?

The ECB, which raised its interest rate by half a percentage point in July, is expected to deliver a second big rate hike this week

Wed Sept 07 2022 - 17:02
Gas diplomacy; Europe must hold firm; and good times for accountants

Gas diplomacy; Europe must hold firm; and good times for accountants

Business Today: the best news, analysis and comment from The Irish Times business desk

Wed Sept 07 2022 - 07:06
Must I let Revenue know of a loss before I can use it to cut tax bill?

Must I let Revenue know of a loss before I can use it to cut tax bill?

Q&A: Make sure you keep a record of any losses and how they arose

Tue Sept 06 2022 - 05:55
Nursing homes say Fair Deal shortfall will force closures

Nursing homes say Fair Deal shortfall will force closures

Smaller homes in some counties say they are not getting enough funding from State to meet rising costs and regulatory requirements

Mon Sept 05 2022 - 11:27
Is now the time to walk away from a tracker mortgage as ECB rates rise?

Is now the time to walk away from a tracker mortgage as ECB rates rise?

Q&A: Many unknowns on what will happen on interest rates, even for professional finance people, but a 1.25% margin is still attractive

Mon Sept 05 2022 - 05:00
Student accommodation construction slows down as college numbers rise

Student accommodation construction slows down as college numbers rise

Cushman & Wakefield says just 600 bed spaces will be built this year as students scramble for accommodation in short supply

Sun Sept 04 2022 - 16:47
Irish research team delivers stent breakthrough for Medtronic

Irish research team delivers stent breakthrough for Medtronic

Galway will be global manufacturing base for stent that allows surgeons treat patients with more difficult to access coronary blockages

Fri Sept 02 2022 - 06:00
Online mortgage broker Doddl.ie secures multimillion euro investment

Online mortgage broker Doddl.ie secures multimillion euro investment

Funding comes as increasingly challenging home buying market raises profile of brokers

Thu Sept 01 2022 - 11:08
Emergency power plants; Hibergene runs out of road; and don’t believe everything Meta says

Emergency power plants; Hibergene runs out of road; and don’t believe everything Meta says

Business Today: the best news, analysis and comment from The Irish Times business desk

Thu Sept 01 2022 - 06:35
Lack of clarity on new pension arrangements concerning employers

Lack of clarity on new pension arrangements concerning employers

Worry that moving into new larger, professionally run trusts will mean loss of control and potentially higher charges

Wed Aug 31 2022 - 05:45
Should I advise my elderly parents to stay away from equity release schemes?

Should I advise my elderly parents to stay away from equity release schemes?

Q&A: Son concerned about parents’ constrained finances

Tue Aug 30 2022 - 05:30
Horizon Therapeutics plans major expansion of Waterford site

Horizon Therapeutics plans major expansion of Waterford site

Rare disease drug specialist expects to create 350 jobs as it multiplies footprint of old EirGen site

Mon Aug 29 2022 - 10:22
Employers face annual bills up to €50,000 for inaction on pensions, says Irish Life

Employers face annual bills up to €50,000 for inaction on pensions, says Irish Life

New governance and risk-management rules are designed to protect retirement incomes but will be more onerous for employers

Mon Aug 29 2022 - 05:30
Call for change to ‘unfair’ taxation on cohabiting couples

Call for change to ‘unfair’ taxation on cohabiting couples

One in eight Irish families lose out on tax and pension benefits because they are not married, Royal London says

Fri Aug 26 2022 - 05:56
Food sector alarm as gas prices shut vital CO₂ supplier

Food sector alarm as gas prices shut vital CO₂ supplier

Carbon dioxide is used in industries from meat processing to brewing, carbonated drinks and baking as well as preserving foods

Thu Aug 25 2022 - 18:36
Ferry group Irish Continental back to profit after coronavirus

Ferry group Irish Continental back to profit after coronavirus

Irish Ferries’ parent reports 85% sales surge over first six months and that trend continued through summer

Thu Aug 25 2022 - 07:42
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