As mortgage interest rates fall, what should you do with the spare cash: save it or overpay your mortgage?
After you have paid off more expensive debt, overpaying a mortgage may deliver better returns
After you have paid off more expensive debt, overpaying a mortgage may deliver better returns
Niall Sorohan is currently chief executive of Cabot Ireland
Nonbank lender drastically reduced home loan business as interest rates soared
Central Bank’s latest retail interest rate figures show fixed-rate contracts constitued two thirds of mortgage contracts agreed in May
Central Bank governor said he is 'pleased' with latest data showing inflation in the 20 Eurozone countries slow to 2.5% in June
It’s important to realise that owning your own home is not the only way to secure your financial future
Buying a house is more difficult than ever but some basic rules remain unchanged for aspiring homeowners
Borrowers should not expect to see ultra low rates any time soon, regardless of today’s rate cut
Move sees management of 11,000 mortgages move to Mars Capital Ireland
MyHome.ie survey shows people have already delayed homes because of cost of living crisis and fear further price rises
A decline in mortgage switching activity is ‘largely’ to blame for drop-off in approvals, says BPFI
In recent years many customers in Ireland opted for security, with about half locking in to fixed-rate mortgage terms
Many 18-30 year olds have expressed concerns about their ability to meet the financial challenges involved in securing their own home or starting a family
Central Bank report shows homeowners responded sharply to ECB rate hikes – but would have saved more if they had switched earlier
Exodus of foreign-owned banks after the crash has been costly for Ireland's bank customers and bad for the wider economy
Q&A: Family suffering the same cost of living pressures as everyone else is told they do not qualify for relief from surging interest rates
With some 44% of first-time buyers now over 35, more and more home-owners will be facing loan repayments into retirement
Bank looks likely to cut rates three or four times this year
Mortgage holidays can give you some breathing space when times are tight but, like all holidays, the bill falls due eventually
Interest rates are not coming down immediately, but they will fall later this year, posing a dilemma for those taking out mortgages
Keeping a messy bank account, failing to study the market and not taking account of lending rules are among common mistakes made by first-time buyers
People are buying homes at a later age, giving them less time in their working lives to repay the loans
Q&A: If priority is to facilitate son’s ability to buy a home, structure of family financing might need a second look
Irish taxpayers are losing out by an average of almost €300 each by not filing a tax return each year and claiming credits they are due
The mortgage startup first soft launched in the Irish market in November last year
The European economy is slowing, but policymakers may not be ready to undo all of the past year’s rate hikes quickly
Minister for Finance pledges payment will be prompt and system will be easy to use
Q&A: Monthly mortgage payments have jumped by close to 50% in past 18 months but what can we now expect from interest rates?
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Q&A: A few issues remain to be clarified as Finance Bill goes through Oireachtas, but some things are clear
Signing a contract can expose buyers to liability for more than the deposit put down, so it is vital to ensure it is carefully worded
Good news for some will be tempered for others by the fairly tight restrictions on who is eligible and when measures will take effect
Squeezed renters and younger first-time buyers, already under financial pressure, are likely to feel a bit miffed about this budget measure
Mortgage holders who have been paying high interest rates for years are annoyed about plans for morgage interest relief for a minority on trackers
Sinn Féin leader says Donnelly was ‘thrown under the bus’ while Taoiseach accuses SF of being ‘seriously high tax’ party
Mortgage holders the biggest winners, but many other groups benefit from cuts, grants and bonuses
Analysis: Budget 2024 announced another round of once-off measures, but there are questions now about whether some are becoming semi-permanent
First-time buyers continue to dominate market but mismatch between demand and supply persists
It’s a good idea to start thinking of the mortgage product that best suits you – and to shop around for one that offers the best value
Central Bank governor councils against hiking levy substantially even as bank profits surge
Institute increases rate to 4.5% in bid to curb inflation across euro zone
European Central Bank to announce latest interest rates decision today
The CSO’s two methods of calculating inflation - the CPI and HICP - have begun to diverge, reflecting a crucial shift in the inflation dynamic in Ireland
Arguments for a pause are now on the rise, especially as economic growth is visibly slowing
Property prices continue to rise outside the capital but there was a significant fall-off in the number of transactions
Tens of thousands of customers should act now to minimise the impact of higher monthly repayments and to ensure they don’t become prisoners of their mortgage provider
Minister hits out at financial institutions as he welcomes plan to extend bank levy into 2024
Lender is benefitting from takeover of Ulster Bank loans
Latest increase by loan services company does not take into account ECB’s latest hike on Thursday
European Central Bank set to increase rates for ninth time in a row on Thursday, taking main rate to 4.25%
Banks say decline reflects much lower levels of switching, but first-time buyer mortgage volumes also fall for first time in years
Spanish-owned lender’s mortgage book grew by 92% year-on-year in the second quarter
Q&A: How much you will need to fund your home purchase depends on whether you qualify for first-time buyer status
Government says it is looking for suppliers that can deliver ‘at scale’ as its actions slow number of deals sharply in first half of 2023
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